Homeowners insurance covers losses and damages to a house and assets in the home. This property insurance is crucial for accident prevention and can also provide liability coverage against accidents in the home or on property. Different package policies can insure members of the household, spouses, and children. Your house is more than a home, it is a sanctuary, and deserves to be treated like one.
Why Home Insurance?
Accidents can happen at any time. Having the right insurance can protect your home and everything in it, as well as keep your property covered from damages and accidents.
While standard Home Insurance can cover anything from fire and weather damage to injuries and theft, not all damages and accidents may be insured under a standard policy. That’s why it’s important to talk to an insurance specialist at S.T. Good Insurance of Florida about specific coverage options that are applicable to your individual needs.
Don’t go another day without proper homeowners insurance. Keep your memories protected with the right policy from S.T. Good Insurance of Florida.
Our Home Insurance coverage options include:
- Property Insurance
- Homeowners Liability
- Renters Insurance
- Condo Insurance
- Mobile Home Insurance
- Scheduled Property Insurance
- Landlords Insurance
- In-Home Business Insurance
What Is Covered by Homeowners Insurance
Your home is one of the biggest investments you will make. Being one of your largest assets, you definitely should obtain homeowners insurance for it. Getting this type of insurance is essential as it helps to protect your financial well-being in case your home or your belongings suffer from any damage or loss.
When purchasing your homeowners’ insurance, it is necessary that you know what you are looking for. There are many types of homeowners insurance policies out there that you will find. It is essential that you understand what is covered by homeowners insurance so that you get to choose the most beneficial features for you.
The basic homeowners’ insurance policy protects against any loss of a home, loss of contents and other valuable possessions. It also covers up losses caused due to accidents which can occur within a house. All coverages related to property and real estate come under homeowners’ insurance. It is also a kind of liability insurance.
A few basic things needed to get a homeowners insurance policy are the following:
- Identification of property
- Residential proof of the applicant
- Proof of monthly, quarterly or annual income.
A homeowners insurance policy covers losses caused due to natural disasters like hurricanes or floods. It also helps in getting a certain amount to replace an old house or property and other items as mentioned in the policy. If you buy this type of policy for your house, it will be covered against all losses caused due to fire and other flammable substances. It also covers the entire destruction of a housing structure.
Policies are provided to clients either as separate policies for different needs or in a package to cover up the entire house or property. Most house owners prefer to insure their apartments against any loss incurred because of fire or theft. In most cases, insurance companies provide advice and necessary information about risks involved to their clients and also provide ample support to take precautionary measures to avert any disaster. Homeowners insurance policies also cover condominiums, rental apartments, personal houses, and other residential buildings. When selecting a homeowners insurance policy, make sure to check all the options for the types of property you need coverage for.
S.T. Good Insurance in Stuart Florida
S.T. Good Insurance was founded in 1979 in Newark, Delaware providing the aviation industry with everything aviation business owners and pilots needed to protect their investments. By following strict standards of quality, honesty, and hard work, S.T. Good has grown into what it is today providing a full scope of insurance needs including commercial, personal, and health. In 1992, Samuel Good III, relocated to Stuart Florida and opened S.T. Good Insurance of Florida’s main office. Since then, S.T. Good Insurance of Florida has developed into an industry leading independent insurance agency providing the full spectrum of insurance types, including but not limited to; commercial, personal, home, auto, and aviation.
Our purpose is to provide insurance products and services to our clients. We should act as their adviser and agent putting their interests first. We are confident that if we do our jobs well and give value for what we charge, not only will mutual trust and respect develop, but satisfaction, respect, and profits will result. Our team of knowledgeable insurance professionals is experienced in creating personal and commercial insurance policies designed to fit your needs. At S.T. Good Insurance of Florida, our friendly staff will work with you on a one-on-one basis to develop not only the perfect policy, but a lasting relationship.
For a consultation and a quote contact us today at (772) 287-3625